Vol. 13 No. 1
September – October 2025
TABLE OF CONTENT
| Sr. No. | Name of Author | Title of Paper | Page No. | View/Download |
|---|---|---|---|---|
| Cover Page | ||||
| 1 | Sri. Ravindra. B. Khoba Sri. Gireesh M. Meeshi | Sports, Culture And Indian Literature | 1 to 4 | Download |
| 2 | Ms. Suruchi | Digital Personal Data Protection: Legal Theories Of Consent, Privacy, And Compliance Under DPDP Rules, 2025 | 5 to 17 | Download |
| 3 | Mr. Amol Laxman Shinde Miss. Megha Dattatraya Kumbhar | A Comparative Financial Performance Of Major Oil And Gas Companies In India | 18 to 24 | Download |
| 4 | Mrs. Sneha Jitendra Dhanawade Ms. Snehankita Amitabh Khurd | A Study On Cyber Security Awareness Among College Students Of Satara City | 25 to 27 | Download |
| 5 | Miss. Aishwarya Arvind Kshirsagar Mrs. Sneha Jitendra Dhanawade | Artificial Intelligence And Society: An Evolving Relationship | 28 to 31 | Download |
| 6 | Santosh M. Arade | Evaluation Of Groundwater TDS Fluctuations In Arni Town, District Yavatmal, Maharashtra | 32 to 37 | Download |
| 7 | Dr. D. P. Jaiswal | Characteristics And Importance Of Biodiversity Regions In Maharashtra | 38 to 42 | Download |
| 8 | Dr. Rabindra Kumar | Mandatory Disclosure And Bank Earnings Management In India | 43 to 48 | Download |
| 9 | Dr. Kumar Gourav | Potential Role Of Bioactive Phytochemicals In Combination Therapies Against Antimicrobial Activity | 49 to 54 | Download |
| 10 | Sri. Jagadevappa Chakki | Child Labour In India: A Sociological Observation | 55 to 62 | Download |
| 11 | Sri. Baswaraj Swamy | Political Contribution Of Sardar Vallabhbhai Patel To The Indian Politics | 63 to 71 | Download |
| 12 | Vikas Tawar Dr. Archana Sharma | New Nationalism To Viksit Bharat 2047: India’s Pathway To Global Leadership | 72 to 77 | Download |
| 13 | Anita Sagar | Enhancing The Viability Of Solar Energy Storage: Applications, Challenges, And Modifications For Widespread Adoption | 78 to 85 | Download |
| 14 | Dr. Bharti Bandil | Roll Of Panchkarma In The Management Of Pakshaghat W.S.R To Hemiplegia | 86 to 93 | Download |
| 15 | Dr. Ranjan Prasad | Thermodynamic Study Of Specific Black Hole Inspired By Generalized Entropy | 94 to 99 | Download |
| 16 | Dr. Akanksha Dr. N.A.R.R. Nishshanka | Comparative Analysis Of IPC And BNS In Forensic Medicine: A Review | 100 to 107 | Download |
| 17 | Dr. Sandeep Balkrushna Satao | Role Of Sports In Raising Standards Of Living And Growth | 108 to 114 | Download |
| 18 | Prof. Sangita R. Bambode | Emerging Technology To Enhance The Skills In Athlete | 115 to 120 | Download |
| 19 | Assist. Prof. Ashish Diliprao Painkar | Impact Of Learning In Physical Education On Academic Development | 121 to 125 | Download |
| 20 | Prof. Dr. Sandip Damodharrao Maind | Women And Sports: Emphasizing Skills And Growth In Personalities | 126 to 129 | Download |
| 21 | S. S. Kamble S. S. Aswale | Compressibility, Molecular Free Length, Relative Association Of Lemongrass Leaves Extracts In Two Different Solvents | 130 to 137 | Download |
| 22 | Mr. Prajwal Balu Mali | Middle East Realignments After The Gaza War | 138 to 146 | Download |
| 23 | डॉ. भगवान सुरेश मनाळ | समकालीन ग्रामीण कौटुंबिक अस्थिरता : सामाजिक समस्येचे अध्ययन | 147 to 156 | Download |
| 24 | Dr. Pankaj Kumar | Modern Strategies For Lactic Acid Production: Integration Of Green Chemistry And Bioprocessing | 157 to 173 | Download |
| 25 | धर्मेन्द्र कुमार पासवान | बिहार के सामाजिक एवं आर्थिक विकास में अनुसूचित जाति एवं अनुसूचित जनजाति विधायकों का योगदान : एक समकालीन अध्ययन | 174 to 180 | Download |
| 26 | Sanjay Kumar Shailendra | Fluid Instabilities and Transition | 181 to 185 | |
| 27 | सौ. मनिषा शंकर रामुगडे | नवीन शैक्षणिक धोरण आणि शिक्षण हक्क कायद्याचे सक्षमीकरण | 186 to 195 | Download |

Vol. 13 No. 2
November – December 2025
TABLE OF CONTENT
| Sr. No. | Name of Author | Title of Paper | Page No. | View/Download |
|---|---|---|---|---|
| Cover Page | ||||
| 1 | Sri. Gireesh M. Meeshi | Quest For Self-Identity In The Novels Of Indian Women Writers : A Study | 1 to 5 | Download |
| 2 | Sri. Ravindra B. Khoba | The Role of Sports in Academic Achievements | 6 to 10 | Download |
| 3 | Sri. Gopal Badiger | The Role Of Ai In Human Resource Management | 11 to 15 | Download |
| 4 | Sri. Ramesh Jabnoor | The Role Of Library In Higher Education | 16 to 20 | Download |
| 5 | Sri. Baswaraj Swamy | Dr. Ambedkar Views On Democracy | 21 to 27 | Download |
| 6 | Sri. Jagadevappa Chakki | Impact Of Urbanization On Indian Society | 28 to 32 | Download |
| 7 | Suchitra Dey Dr. Akanksha Dubey | Coupled Coincidence Best Proximity Point Theorems In Intuitionistic Fuzzy Metric Spaces With Directed Graph And Partial Ordering | 33 to 40 | Download |
| 8 | Dr. Avinash Vishnu Bharati Dr. Rajendra M. Sonekar | Management Of Complex Multiple Fistula In Ano Using Ksharsutra Ligation With Reduce Fecal Contamination By Loop Concept – A Case Study | 41 to 46 | Download |
| 9 | Dr. Shekappa Gyanappa | Child Labour And Drop Out Children | 47 to 51 | Download |
| 10 | प्रा. डॉ. अभय पाटील | मध्ययुगीन मराठा कालखंडातील सामाजिक परिस्थिती | 52 to 56 | Download |
| 11 | प्रा. प्रकाश शामराव नांगरे | मराठा आरमाराचा भारतीय नौदलावरील प्रभाव | 57 to 64 | Download |
| 12 | Dr. P. S. Sontakke | Integration Of Ai Tools In English Language Teaching | 65 to 69 | Download |
| 13 | सविता कुमारी | कृष्णा सोबती के उपन्यासों में स्त्री चेतना और यौन स्वाधीनता का रूपांकन | 70 to 75 | Download |
| 14 | डॉ. साधना कुमारी | गया जिले में आदिवासियों की उत्पत्ति, सांस्कृतिक स्वरूप, आर्थिक कार्य एवं निवास प्रतिरूपः एक भौगोलिक विश्लेषण | 76 to 83 | Download |
| 15 | Bhavesh Chandrakar Dr. Sarika Sinha | Narrartive Techniques Of Kalidasa And Bhavabhuti | 84 to 89 | Download |
| 16 | Dr. Manisha S. Patil | A Study Of Male-Female Disparity In Literacy In Western Satpura Region | 90 to 96 | Download |
| 17 | Leyah Raichel John Dr. M. Jegadeeshwaran | Determinants Of Foreign Exchange Rate And Its Impact On Performance Of The National Stock Exchange | 97 to 106 | Download |
| 18 | Rajendra S. More | Lipid Content In Mangrove Clam- Geloina Proxima (Prime, 1864) | 107 to 113 | Download |
| 19 | Rachel Xavier Dsouza Dr. Kirti Thodge Dr. Albin Jerome | Effect Of Respiratory Muscle Stretch Gymnastics (Rmsg) On Chest Expansion In Elderly | 114 to 121 | Download |
| 20 | Dr. Rajeev Ranjan Singh | Kamala Das: A Confessional Poetess | 122 to 128 | Download |
| 21 | डॉ. अमरेंद्र कुमार मौलाना | बौद्ध दर्शन में व्यक्तित्व विकास के प्रमुख सिद्धांत | 129 to 133 | Download |
| 22 | Dr. Sani Modi | A Study Of The Scheme Of Developing High-Quality Research (Shodh) | 134 to 137 | Download |
| 23 | डॉ. अनुज कुमार | बिहार का लोक साहित्य: एक अध्ययन | 138 to 143 | Download |
| 24 | अनिल कुमार | हाशिये से मुख्यधारा तक: बिहार में दिव्यांगजनों के सशक्तिकरण में सरकारी एवं गैर-सरकारी संस्थानों की भूमिका का एक समाजशास्त्रीय अध्ययन | 144 to 154 | Download |
| 25 | Md. Shabab Uddin | Tourism As A Tool For Economic Empowerment In Bihar | 155 to 166 | Download |
| 26 | Dr. Bishnu Shanker Dubey | Study Of Organic And Inorganic Compounds For The Treatment Of Cancer | 167 to 171 | Download |
| 27 | Sri. Manikrao Bhalke | Role Of Women In Indian Freedom Struggle | 172 to 177 | Download |
| 28 | डॉ. जयन्ती कुमारी | विद्यालयी शिक्षकों के दृष्टिकोण, कार्य-सहभागिता एवं नौकरी-संतुष्टि का विश्लेषणात्मक अध्ययन। | 178 to 184 | Download |
| 29 | Swati Tanaji Lawand Vaishali Sangram Shewale | Phytochemical screening of Calotropis gigantea by LC- HRMS | 185 to 195 | Download |
| 30 | Dr. S. M. Sarsare | Agro-Based Entrepreneurship in Beed District: Scope and Sustainability | 196 to 200 | |
| 31 | Dr. Suman Kumari | Synergistic Effects of Scorpion Venom and Entomopathogenic Fungal Toxins for Sustainable Insect Pest Management | 201 to 205 | Download |
| 32 | Dr. Sachin D. Kuvar | Traditional Ethnobotanical Knowledge of Family Fabaceae among Kokni Tribal of Nasik and Dhule Districts, Maharashtra | 206 to 224 | |
| 33 | सौ. मनिषा शंकर रामुगडे | माध्यमिक स्तरावरील विद्यार्थ्यांना विद्यार्थी-केंद्रित अध्यापन पद्धतीचा सकारात्मक परिणाम | 225 to 234 | Download |

Vol. 13 No. 3/A
January – February 2026
TABLE OF CONTENT
| Sr. No. | Name of Author | Title of Paper | Page No. | View/Download |
|---|---|---|---|---|
| Cover Page | ||||
| 1 | Dr. R. S. Salunkhe | Study Of the Impact of Artificial Intelligence on The Manufacturing Sector Special Reference to Selected Units in Sangli District | 1 to 4 | Download |
| 2 | Dr. Mukund N. Haladkar | Artificial Intelligence in Trade, Commerce and Industry in India | 5 to 9 | Download |
| 3 | Prof. Dr. Ashok Ramchandra Shinde | AI-Driven Accounting Practices: Enhancing Accuracy, Speed, And Transparency in Financial Reporting | 10 to 16 | Download |
| 4 | Dr. S. S. Pawar | A Study of AI in Accounting and Finance | 17 to 24 | Download |
| 5 | Dr. Sachin Rajendra Suryawanshi | Impact Of Artificial Intelligence on Marketing and Manufacturing Sectors | 25 to 29 | Download |
| 6 | Dr. Mansingh S. Dabade Dr. Ram Naik Dr. Anil Suryawanshi | Replacing Jobs or Creating Opportunities: The Impact of Artificial Intelligence on Employment in Corporate Sector | 30 to 36 | Download |
| 7 | Dr. Shreya Vinay Patil | Audit Ready AI: Enhancing Compliance with Intelligent Tool | 37 to 43 | Download |
| 8 | Mr. Kashid Kapil Arvind Mr. Redekar Akshaykumar Tanaji Mr. Salate Sachin Gangaram | Artificial Intelligence in Trade and Commerce: Advantages and Disadvantages | 44 to 49 | Download |
| 9 | Mr. Aditya Shridhar Bille | Artificial Intelligence and Accounting Practices: An Analytical Study of Financial Reporting, Auditing and Professional Transformation | 50 to 53 | Download |
| 10 | Dr. Rani Gorakhnath Kirdat | The Transformative Impact of Artificial Intelligence on Marketing: Opportunities and Challenges | 54 to 57 | Download |
| 11 | Prafullkumar Prakash Patil Dr. Arun Chandu Shinde | AI Attitude and Educational Attitude Among Senior College Students | 58 to 63 | Download |
| 12 | Dr. Santosh Barale Dr. M. L. Sontakke | AI -Driven Trade and Commerce: Pathways to Inclusive Growth | 64 to 68 | Download |
| 13 | Mr. Shivanand Arvind Bhandare | Opportunities And Challenges Before the Use of Artificial Intelligence (AI) In Marketing | 69 to 71 | Download |
| 14 | Prof. Shirke M. S. | Artificial Intelligence in Libraries | 72 to 77 | Download |
| 15 | S. G. Mulik | Integrating Artificial Intelligence into Commerce and Management Education: A New Era of Learning | 78 to 83 | Download |
| 16 | Mrs. Prof. Pratibha Dattatraya Pudale | From Traditional Trade to Smart Trade: The Role of Artificial Intelligence | 84 to 87 | Download |
| 17 | Dr. Jamadar Shahida Abdulrahim | An Examination of Artificial Intelligence in Marketing: Its Role and Impact on Marketers and Consumers | 88 to 94 | Download |
| 18 | Dr. Ram Ningappa Naik | External Sector, Statistical Discrepancies and Gross Domestic Product Growth in India: A Constant and Current Price Analysis (2011–12 To 2025–26) | 95 to 98 | Download |
| 19 | Dr. Sanjay Vilas Yadav | A Study on The Role of Green Innovation in Product Development | 99 to 105 | Download |
| 20 | Dr. Sachin Vilas Yadav | The Impact of Artificial Intelligence on The Buying Behaviour of Two-Wheeler Customers | 106 to 110 | Download |
| 21 | Dr. Babasaheb Yashvant Saymote | Adoption Of Artificial Intelligence in Financial Services: A Secondary Data Perspective | 111 to 115 | Download |
| 22 | Mr. Redekar Akshaykumar Tanaji Mr. Kashid Kapil Arvind Mr. Salate Sachin Gangaram | Role Of Artificial Intelligence in Global E-Commerce Growth | 116 to 120 | Download |
| 23 | Mrs. Archana Kulkarni Dr. Shreya Patil | Financial Literacy as A Mediator Between Artificial Intelligence and Investment Behaviour | 121 to 127 | Download |
| 24 | Mrs. Mhaskar Ranjita Girish | A Review the Impact of Artificial Intelligence on Manufacturing Organizations | 128 to 135 | Download |
| 25 | Mr. Salate Sachin Gangaram Mr. Kashid Kapil Arvind Mr. Redekar Akshaykumar Tanaji | Impact of Artificial Intelligence on Small Businesses | 136 to 139 | Download |
| 26 | Neeta Rushikesh Bhaskar | Intelligence Transforming Global Trade and Commerce | 140 to 143 | Download |
| 27 | Ms. Pratiksha Vikas Gosavi Ms. Harshada Jadhav | A Research Study on Digital Signature | 144 to 148 | Download |
| 28 | Mrs. Mrudula A. Moholkar | Artificial Intelligence: Transforming Global Trade and Commerce | 149 to 157 | Download |
| 29 | Shreyas Nitin Gursal Dr. Gajanan Kadam | AI and E-Commerce: Opportunities and Challenges for Emerging Economies | 158 to 163 | Download |
| 30 | Mrs. Pawar Rutuja Jalindar Miss. Jyoti Bharat Kadam | A Study On “Technology in Society: Ethical Challenges of Artificial Intelligence and the Impact of Social Media” | 164 to 167 | Download |
| 31 | Mrs. Pawar Rutuja Jalindar Miss. Jyoti Bharat Kadam | The Impact of Buy Now, Pay Later Services on Consumer Debt Levels | 168 to 172 | Download |
| 32 | डॉ. कन्नाडे ममता कार्तिक | भारतीय समाजाच्या अभ्यासात कृत्रिम बुद्धिमत्तेची (AI) भूमिका | 173 to 179 | Download |
| 33 | Manali Mangesh Gawade | AI Attitude, Psychological Well Being and Perceived Stress Among College Students | 180 to 186 | Download |
| 34 | Sumit Balkisan Rathi | Artificial Intelligence and E-Commerce | 187 to 193 | Download |
| 35 | प्रा. वर्षा संदीप पाटील | ए आय आणि ई कॉमर्स | 194 to 198 | Download |
| 36 | Miss. Laxmi Anil Salunke | Artificial Intelligence Transforming the Forensic Science | 199 to 205 | Download |
| 37 | Mrs. Pallavi Navjeevan Wadkar | AI In Accounting and Finance: Transforming Reporting, Risk and Decision Making | 206 to 211 | Download |
| 38 | Adv. Vivek Vishwanath Bongale | From Studio to Social Media: Role of AI In Advertisement and Branding of Photography Businesses | 212 to 218 | Download |
| 39 | श्री. आकाश राजाराम चव्हाण | सांस्कृतिक वारसा आणि स्मारकांच्या पुनर्रचनेसाठी ३ डी मॉडेलिंग व AI तंत्रज्ञानाचा वापर : एक अभ्यास | 219 to 225 | Download |
| 40 | Dr. (Mrs.) S. R. Nakate | A Study on The Impact of Artificial Intelligence on Job Security of Software Engineers in Pune | 226 to 231 | Download |
| 41 | समाधान आबा जाधव | प्राचीन भारतीय कुलूप रचना आणि अभियांत्रिकी कौशल्य – एक तुलनात्मक अभ्यास | 232 to 237 | Download |
| 42 | Dhanashri Basaveshwar Jangam | A Research Paper on Machine Learning | 238 to 240 | Download |
| 43 | डॉ. नामदेव शामराव आडनाईक प्रा. खुतबुद्दीन इलाही मुलाणी | कृत्रिम बुद्धिमत्तेचा कृषि भूगोलातील वापर आणि भविष्यातील दिशा | 241 to 245 | Download |
| 44 | Vaishnavi Uttam Honrao | Impact Of Artificial Intelligence on Advertising Strategies in The Digital Era | 246 to 249 | Download |
| 45 | डॉ. नेहा अनिल देसाई | कृत्रिम बुद्धिमत्ता और हिंदी भाषा | 250 to 253 | Download |
| 46 | प्रा. हुपरीकर सुशील अशोक | हिंदी साहित्य के संदर्भ: कृत्रिम बुद्धिमता का बहुआयामी दृष्टीकोन | 254 to 258 | Download |
| 47 | प्रा. डॉ. मुल्ला इब्राहिम हमजा | कृत्रिम बुद्धिमतेचा शारीरिक शिक्षणव क्रीडा विकास क्षेत्रात वापरताना येणारी आव्हाने | 259 to 263 | Download |
| 48 | Dr. Vijay K. Gheji Prof. Priti B. Desai | Socio-Psychological Study of Artificial Intelligence, Benefits, Concerns and Its Future Implication | 264 to 267 | Download |
| 49 | Dr. Sarika Suresh Kedar | A Study on Adoption of CRM Techniques by Women Entrepreneurs in The Beauty Parlour Business in Pandharpur Tehsil | 268 to 276 | Download |
| 50 | Mane Sandip S. Mr. Mulani K. I. | Assessment of Noise Pollution Levels During the Navratri Festival Using Artificial Intelligence: A Geographical Study of Hupari City | 277 to 283 | Download |
| 51 | Dr. S. S. Lavekar | Impact of AI on Production and Distribution | 284 to 287 | Download |
| 52 | डॉ. मांजर्डेकर सुशिलेंद्र दिनकर | १९९० नंतरच्या मराठी चित्रपटातील कृत्रिम बुद्धिमत्तेचे योगदान | 288 to 291 | Download |
| 53 | प्रा. ए. टी. गावडे | कृत्रिम बुद्धीमत्ते चा सामाजिक संस्थांवर पडलेला प्रभाव: एक समाजशास्त्रीय अभ्यास | 292 to 297 | Download |
| 54 | Dr. Ram Ningappa Naik Dr. Kedar Vijay Marulkar Dr. Anil Govind Suryawanshi | An Economic Analysis of Brick-Making Workers in Kolhapur City | 298 to 303 | Download |
| 55 | Miss. Sudha Prakash Kamble | Artificial Intelligence And E- Commerce | 304 to 306 | Download |
| 56 | Dr. Sandhya Jaysing Mane | The Role of AI in Political Science | 307 to 311 | Download |
| 57 | Mr. Sanket Dattatray Gandhi | Impact of Artificial Intelligence on Share Market Analysis in India | 312 to 314 | Download |
| 58 | Dr. Sabiha Asif Faras | Language Of Advertisement in The Age of Artificial Intelligence: A Paradigm Shift | 315 to 318 | Download |
| 59 | Miss. Mrunmayee Milind Bendke | Impact Of Artificial Intelligence and Social Media on E-Commerce | 319 to 321 | Download |
| 60 | Dr. Dhanashree Sham Deshpande | The Evolution of Artificial Intelligence in Education: Implications for Next Generation Learning | 322 to 324 | Download |
| 61 | Dr. Namdeo Shamrao Adnaik | The Impact of Artificial Intelligence on The Global Economy: Opportunities, Challenges, And Future Prospects | 325 to 330 | Download |
| 62 | Dr. Sarjerao Sadashiv Chile | Artificial Intelligence in Recruiting in Cooperative Banks: The Analysis of The Effort and Time-Saving | 331 to 337 | Download |
| 63 | Miss. Patil Puja Sunil | A Study of Modern Agricultural Technologies in Enhancing Agricultural Productivity in Pandharpur Tehsil | 338 to 345 | Download |
| 64 | Mr. Sourabh Gabbar Kamble | The Influence of Artificial Intelligence on Advertising | 346 - 348 | Download |
| 65 | प्रा. विनायक विलास सरदेसाई | आधुनिक मराठी नाटकाची संहिता आणि कृत्रिम बुद्धिमत्ता | 349 - 352 | Download |
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Vol. 13 No. 3/B
January – February 2026
TABLE OF CONTENT
| Sr. No. | Name of Author | Title of Paper | Page No. | View/Download |
|---|---|---|---|---|
| Cover Page | ||||
| 1 | Dr. Sunil Subhash Patil | Celebrity Endorsements as an Advertising Strategy: Ethical Implications for Companies | 1 - 5 | Download |
| 2 | Mr. Santosh Pandurang Gorave | Challenges of Microfinance Implementation in Under-banked Rural Areas | 6 - 9 | Download |
| 3 | Mrs. Aarti Janardhan Warghade | An Analytical Study of Tribal Folk Art in Palghar District | 10 - 14 | Download |
| 4 | Dr. Shashikant Bharat Shinde | Economic Growth, Employment Generation, and Structural Transformation in Maharashtra | 15 - 19 | Download |
| 5 | Mr. Janardhan Bhau Warghade | AI-Driven Programmatic Advertising and Its Effect on Ad Recall | 20 - 23 | Download |
| 6 | Dr. Chetana Babanrao Jadhav | Employment Generation through Manufacturing Sector-An Economic Perspective on Inclusive Development in India | 24 - 30 | Download |
| 7 | Dr. Rupali Govardhan Dikonda | Digital Marketing | 31 - 36 | Download |
| 8 | Mr. Dilip Vishwanath Bhoye | A Study of Investment Behaviour in Post Office Schemes among Rural Investors of Nashik District | 37 - 42 | Download |
| 9 | Dr. Nagnath B. Mathpati | Bank Credit Expansion and GDP Growth: A Study of Credit Deepening in India | 43 - 48 | Download |
| 10 | Dr. Shrikant Chandrakant Dudhal | A Study of Accounting Practices in Micro, Small and Medium Enterprises | 49 - 52 | Download |
| 11 | Ms. Kharnar B. R. Dr. M. D. Sayyad | A Study an overview of AGMARKNET in APMC Markets | 53 - 56 | Download |
| 12 | Mr. Sagar D Sarik Ms. Rohini Kashinath Gavali Ms. Shubhangi Adnyan Bandgar Ms. Komal P. Kondubhairi | Impact of Online Learning on Student Engagement | 57 - 62 | Download |
| 13 | Ms. Sayali Samadhan Bhosale Prof. Ms. Komal P. Kondubhairi Dr. M. M. Bhore | A Study of Loan Appraisal and Sanctioning Process at Sanmitra Sahakari Bank Ltd. Pune | 63 - 69 | Download |
| 14 | Ms. Pooja Suresh Bhosale Ms. Komal P. Kondubhairi | A Study on Working Capital Management Practices at DURACUT CBN PCD Tools Pvt. Ltd., Pune | 70 - 76 | Download |
| 15 | Ms. Zeba Fatima M Mushtaque Shaikh | A Study on Gaps in Indian Education System and Industry Employability | 77 - 81 | Download |
| 16 | Miss. Komal. Kondhubhairi Ms. Vaishnavi Deshmane | A Study on Analysis of Car Loan Financing Process for Purchasing a New Car with respect to Maruti Suzuki (Arena) | 82 - 87 | Download |
| 17 | Mr. Om R. Salunke | Study on AI Tools to Manage Digital Marketing to Improve Business Efficiency with Ethical Advertising Practices | 88 - 93 | Download |
| 18 | Dr. Sunil Tukaram More | A Study on Women’s Leadership in Small Scale Business. | 94 - 96 | Download |
| 19 | Dr. Imtiyaz M. Sayyad | Inclusive Development in India: A Study of Contribution of Private Sector | 97 - 103 | Download |
| 20 | Mr. Prasad Jadhav | A Study of Customer Satisfaction Towards Business Loan in a Laxmi Krupa Prasan Multi-State Co-operative Bank Pandharpur, Tahsil. | 104 - 109 | Download |
| 21 | Mr. Onkar Nalawade | Study of Consumer Buying Behaviour towards Gold in Sangola | 110 - 116 | Download |
| 22 | Ms. Bharati Khandare | A Study of Marketing Strategies of Tea Franchise Business in Sangola | 117 - 124 | Download |
| 23 | Ms. Vaishnavi Navale | Samprada Foods – A Micro Food Manufacturing Unit in Sangola Engaged in Manufacturing Papads, Pickles and Similar Traditional Food Items | 125 - 131 | Download |
| 24 | Mr. Hake Harish Laxman | Analytical Study on Work-Life Balance and Job Satisfaction among Female Teachers Works on Temporary Basis in Senior colleges, Maharashtra. | 132 - 139 | Download |
| 25 | Mrs. Archana Anil Thorat | Role of Climate-Adaptive Agricultural Systems in Enhancing Income and Inclusive Livelihoods of Small and Marginal Farmers | 140 - 143 | Download |
| 26 | Ms. Avni Thakkar Pravin Jadhav | Impact of FDI in Infrastructure on Economic Growth: Evidence from India | 144 - 160 | Download |
| 27 | Shinde Harshada Mahadev | A Study on Teachers’ Perceptions and Awareness Towards SBI Life Insurance Policies in Pandharpur | 161 - 171 | Download |
| 28 | Ms. Shital Popat Nagane Ms. Dipali Padmakar Shinde | Digital Marketing Strategies for SBI Life Insurance Company | 172 - 177 | Download |
| 29 | Ms. Vaishali Kadam | A Study of Cost Control Measures in Micro Manufacturing Units with Special Reference to Pandharpur | 178 - 185 | Download |
| 30 | Mr. P.P. Kulkarni | Cost Analysis | 186 - 191 | Download |
| 31 | Ms. Seema Gurav | A Study of the Problem of Supply Chain Management of Fertilizer Industry in Pandharpur Tehsil | 192 - 199 | Download |
| 32 | Miss. Pragati Sagar Parekar | A Study on the Contribution of Religious Tourism to the Growth of Small Businesses in Pandharpur | 200 - 206 | Download |
| 33 | Ms. Amina Bagwan Ms. Srushti Hajare | Role of MIDC in Enhancing Talent Management, Skill Development, and Employability in Maharashtra | 207 - 212 | Download |
| 34 | Ms. Komal P. Kondubhairi Dr. Amarja Satish Nargunde | An Empirical Study on the Effectiveness of Government Schemes and Financial Literacy Programs in Semi-Urban Maharashtra: A Secondary Data Analysis of Pandharpur | 213 - 216 | Download |
| 35 | Ms. Dhanashri Chaugule | A Study of Operating Costs and Financial Performance of Dairy Cooperatives with Special Reference to Basveshwar Doodh Center, Borale | 217 - 222 | Download |
| 36 | Dr. Sonawale Shailendra Mohan | Inclusive Economics Growth in India | 223 - 226 | Download |
| 37 | Mr. Riyaj M. Shaikh | Financial Inclusion and Financial Literacy in India: Evolution, Trends, Progress and Challenges | 227 - 236 | Download |
| 38 | Dr. S. R. Shinde | Agricultural Productivity, Farmers Income, and Inclusive Rural Livelihoods in Maharashtra (2014-2024) | 237 - 240 | Download |
| 39 | Miss. Anuradha Bansi Walke | Agricultural Entrepreneurship and Sustainable Rural Development | 241 - 244 | Download |
| 40 | Dr. V Rama Kiran Mrs. Pooja Ulhas Mhatre | Automating and Optimizing Warehousing Operations with Digital Technologies | 245 - 248 | Download |
| 41 | Miss. Katkamwar Sadhana Kishor | A Study on Promotional Strategies Adopted by Retailers in the Readymade Clothing Market of Pandharpur | 249 - 256 | Download |
| 42 | Mrs. Puja Sunil Patil | Role of Eco-Friendly Hotel Practices in Promoting Sustainable Tourism in Solapur District | 257 - 265 | Download |
| 43 | Ms. Sana Shaikh | A Study of Cyber Security Issue in Online Business in Mangalwedha | 266 - 271 | Download |
| 44 | Ms. Vanita Ganesh Bagal | Artificial Intelligence in Commerce: An Academic Analysis of Its Impact on Marketing, Sales, and Customer Experience | 272 - 278 | Download |
| 45 | Ms. Prajakta Sawant | A Study of the impact of social media marketing on consumer behaviour in small Enterprises’ in Sangola Tashil | 279 - 284 | Download |
| 46 | Mrs. Shobha Chandrakant Kadam | Applications of Machine Learning in Commerce: A Review | 285 - 289 | Download |
| 47 | Dr. Savita Dattatraya Uppalli | An Empirical Study of the Role of CREDAI’s GruhUtsav 2026 in Promoting Inclusive Development in Pandharpur | 290 - 298 | Download |
| 48 | Mr. Santosh Dhole | A study of Agricultural Marketing Practices and Value Chain Development | 299 - 304 | Download |
| 49 | Miss. Bhosale Prerana Manoj | A Study on the Role of Self-help Group in Achieving Inclusive Development | 305 - 312 | Download |
| 50 | Ganesh Kadlaskar Prajwal Shinde | A Study of Production Process in Oil Industry | 313 - 319 | Download |
| 51 | Dr. Sarika Suresh Kedar | A Theoretical and Analytical Study of Brand Experience in Omnichannel Retail Systems and Its Impact on Consumers Brand Loyalty Behaviour. | 320 - 327 | Download |
| 52 | Mr. Sagar Shashikant Shivsharan | Role of Micro Finance in Inclusive development | 328 - 334 | Download |
| 53 | Mr. Prashant Prakash Dhanave | The Impact of Digital Literacy on the Growth and Scalability of Agri-tech Startups | 335 - 338 | Download |
| 54 | Miss. Sarita Sambhaji Bhosale | Impact of Artificial Intelligence on Financial Reporting Practices | 339 - 343 | Download |
| 55 | Rahul Chawan Aditi Sawant Pravin Jadhav | Factors Influencing Consent for Slum Rehabilitation Authority (SRA): Evidence from a Household Survey in Mumbai | 344 - 349 | Download |
| 56 | Mr. Mane Sunil Shivaji | An Analysis of the Issues Facing the Indian MSME Sector | 350 - 355 | Download |
| 57 | Mr. Kapilkumar Vilasrao Suryawanshi Dr. Balaji S. Rajole | Impact of Foreign Direct Investment on Marketing Investment and Financial Performance of Automobile Firms in Maharashtra. | 356 - 360 | Download |
| 58 | Patne Bhagyashree Gurunath | Digital Marketing, Branding, and Ethical Advertising as Catalysts for Inclusive Economic Development in India | 361 - 363 | Download |
| 59 | Miss. Sanjana Parashram Chavan Komal P. Kondubhairi | An Analysis of Loan Disbursement and Recovery Process at the Employee Credit Cooperative Society Irrigation Department, Sangli | 364 - 372 | Download |
| 60 | Mr. Ganesh Jayawant Bhakare | Role of Ujani Dam in Agricultural Development in Maharashtra | 373 - 376 | Download |
| 61 | Kazi Kashish Kamruddin | A Study on Job Satisfaction of Employees at Bank of India, Mangalwedha Branch | 377 - 386 | Download |
| 62 | More Dnyaneshwari Audumbar Ligade Shruti Nagesh | A Study of Economic Significance and Operational Challenges of Street Vendors in Urban Markets | 387 - 395 | Download |
| 63 | Kasabe Sameer Shamrao | Impact of Digital Payment Systems on Consumer Buying Behaviour in Pandharpur | 396 - 410 | Download |
| 64 | Gayatri Narayan Gadhave Vaishnavi Jivraj Hingmire | A Study on Role of Weekly Market Centres in Rural Development with Special Reference to Atpadi Tehsil | 411 - 420 | Download |
| 65 | Dr. Urmila Namdev Kale | Accounting Practices for Micro, Small and Medium Enterprises (MSMEs) | 421 - 424 | Download |
| 66 | Ms. Sakshi Devkule | A Study of Home Loan Services at HDFC Bank, Pandharpur | 425 - 434 | Download |
| 67 | Ms. Sanika Mane | A Study on Health Insurance Awareness and Utilization among Women in Pandharpur | 435 - 445 | Download |
| 68 | Gavandhare Shilpa Balu | A Study of the Impact of Pradhan Mantri Jan Dhan Yojana (PMJDY) on Financial Inclusion with Special Reference to Pandharpur Tehsil | 446 - 452 | Download |
| 69 | Anil Shivaji Wagh | Role of UPI in Reducing the Working Capital Cycle of Small Businesses in Sangola | 453 - 463 | Download |
| 70 | Deshmukh Suchit Sanjay | A Study of Job Costing in Shivanya Kitchen Trolley, Pandharpur | 464 - 470 | Download |
| 71 | Sayali Ganbote Ankita Dongre | A Study of Consumer Buying Behaviour Towards Online Shopping | 471 - 476 | Download |
| 72 | Mr. Vedant Vinayak Chavan Ms. Madhavi Ananda Gurav | Contribution of Periodic Markets to Rural Economy: A Study of Karad Tahsil | 477 - 484 | Download |
| 73 | Ms. Mayuri Kondubhiri | Customer Satisfaction Towards E-Banking Services | 485 - 490 | Download |
| 74 | Mrs. Mrudula A. Moholkar | Inclusive Development Strategies for the Indian Economy: The Role of Rural and Agricultural Entrepreneurship | 491 - 498 | Download |
| 75 | Miss. Vaishnavi Shrikant Takane | Role of Green Management Practices in Achieving Long-Term Corporate Sustainability: A Study of Dairy and Food Processing Industries in Solapur District | 499 - 506 | Download |
| 76 | Rucha Pratap Deshmukh | An Analytical Study of Women Small Entrepreneurs in Velapur | 507 - 514 | Download |
| 77 | Pawar Rutuja Vijay | An Analytical Study of the Problems Faced by Small Traders in Pandharpur Region | 515 - 521 | Download |
| 78 | Mr. Vasudeo Masu Galande | A Study of Challenges before Milk Producers in Pandharpur Tehsil | 522 - 527 | Download |
| 79 | Mr. Digambar Changdev Bhagat | A Study of Farmer Satisfaction Towards Rashtriya Chemicals and Fertilisers (RCF) In Ughadewadi | 528 - 533 | Download |
| 80 | Dr. H. S. Sawant Mr. Mahadev Sonaba Korake | Agricultural Economics and Rural Livelihood Sustainability: Evidence from Developing Economies | 534 - 536 | Download |
| 81 | Miss. Gaikwad Snehal Abashab | A Study of Satisfaction of Farmer Towards Milk Dairy at Sarkoli | 537 - 543 | Download |
| 82 | Mr. Suresh Balasaheb Dhadas Dr. Prof. Anna K. Patil | Leadership and Inclusive Development Through Dairy Sector | 544 - 548 | Download |
| 83 | Ms. Bhakti Kankanwar | A Study of Government Support for Women Entrepreneurs in Pandharpur | 549 - 553 | Download |
| 84 | डॉ. अंकुश तुकाराम करपे | सर्वसमावेशक विकासासाठी सरकारने राबवलेले उपक्रम | 554 - 560 | Download |
| 85 | प्रा. मोनिका दादासो जाधव | प्रत्यक्ष विदेशी गुंतवणूक : एक अभ्यास | 561 - 568 | Download |
| 86 | डॉ. गजानन खामकर | ग्रामीण भागातील रोकडविरहीत व्यवहार : तारळे खोऱ्याचा विशेष अभ्यास | 569 - 571 | Download |
| 87 | डॉ. गजानन खामकर कु. श्रावणी कदम | सातारा शहरातील ग्राहकांचा ऑनलाइन वस्तू खरेदीतील विवेकशील वर्तणुकीचा व राष्ट्रीयत्वाच्या भावनेचा समीक्षात्मक अभ्यास | 572 - 575 | Download |
| 88 | प्रा. डॉ. अनिल कांबळे | शाश्वत विकास गरज आणि महत्व | 576 - 578 | Download |
| 89 | डॉ. रुपाली गोवर्धन दिकोंडा | ग्रामीण उपजीविका: एक अभ्यास | 579 - 586 | Download |
| 90 | कृष्णा गोविंद गुरव हर्षवर्धन सोमनाथ मोरे | पंढरपूर तालुक्यातील महिला शेतमजुरांच्या समस्या - एक अभ्यास | 587 - 590 | Download |
| 91 | सचिन रामचंद्र खांडेकर लखन अंकुश जानकर प्रथमेश अशोक गुसाळे | सांगोला शेतकरी सहकारी सुतगिरणीचा स्थानिक रोजगारावर झालेला परिणाम | 591 - 595 | Download |
| 92 | कु. काजल रणदिवे | श्री विठ्ठल सहकारी साखर कारखान्याच्या स्थापनेने निर्माण झालेल्या आर्थिक रोजगार संधीचा अभ्यास | 596 - 599 | Download |
| 93 | प्रा. डॉ. भोंग अशोक भिमराव | धाराशिव तालुक्यातील कांदा उत्पादक शेतकऱ्यांचे आर्थिक विश्लेषण | 600 - 603 | Download |
| 94 | प्रा. प्रतिभा चंद्रकांत क्षीरसागर | राष्ट्रीय शैक्षणिक धोरण - अंमलबजावणीतील आव्हाने आणि संधी | 604 - 609 | Download |
| 95 | श्री. निलेशकुमार नंदकुमार गुरव | भारताच्या चलनविषयक धोरणाचा आर्थिक विकासावरील परिणाम | 610 - 616 | Download |
| 96 | प्रियंका देविदास पाटील मयुरी मोहन सरडे | ग्रामीण पर्यटन : आर्थिक समृद्धीचा नवा मार्ग | 617 - 623 | Download |
| 97 | अश्विनी दगडू वाडेकर आरती महादेव राऊत | सोलापूर जिल्ह्यातील महिलांच्या आर्थिक सक्षमीकरणातील स्वयंसहाय्यता गटाची भूमिका | 624 - 628 | Download |
| 98 | प्रियांका पांडुरंग घाडगे प्रणाली सचिन माने | सोलापूर जिल्ह्यातील दूध उत्पादकांचा आर्थिक अभ्यास | 629 - 633 | Download |
| 99 | आकाश माधव साळुंखे शुभम राजेंद्र कांबळे | पंढरपूर तीर्थक्षेत्राच्या सभोवतलाच्या ग्रामीण विकासावरील परिणामाचा अभ्यास | 634 - 637 | Download |

Vol. 13 No. 4
March – April 2026
TABLE OF CONTENT
| Sr. No. | Name of Author | Title of Paper | Page No. | View/Download |
|---|---|---|---|---|
| Cover Page | ||||
| 1 | डॉ. अमरेंद्र कुमार मौलाना | वैश्विक परिदृश्य में बौद्ध धर्म का योगदान। | 1 to 6 | Download |
| 2 | डॉ. जयन्ती कुमारी | अधिगम एवं व्यवहार का मनोविज्ञान: संज्ञानात्मक, व्यवहारात्मक एवं सामाजिक दृष्टिकोणों का समग्र विश्लेषण | 7 to 11 | Download |
| 3 | विद्या कुमारी | सांस्कृतिक परंपराएं, विश्वास और कर्मकांड | 12 to 15 | Download |
| 4 | डॉ. अमरदीप रजक | समाजवाद : अर्थ एवं स्वरूप | 16 to 19 | Download |
| 5 | डॉ. अर्चना कुमारी | सिन्धु सभ्यता का नगरीकरण और आधुनिक शहरी नियोजन का ऐतिहासिक अध्ययन | 20 to 26 | Download |
| 6 | Dr. Ranjan Prasad | Analysis Of Black Hole Thermodynamics Under Generalized Uncertainty Principle From The Doubly Special Relativity | 27 to 31 | Download |
| 7 | Dr. Arvind Kumar | Unequal Work: Explaining The Recent Increase In Female Workers In Rural India | 32 to 35 | Download |
| 8 | Dr. Kumara B | Awareness And Use Of Library Resources And Services: A Survey | 36 to 41 | Download |
| 9 | Dr. Prabhat Kumar | Environmental Awareness Among Rural–Urban People: A Geographical Study Of Rohtas District | 42 to 46 | Download |
| 10 | Dr. Rajeev Ranjan Singh | Hamlet’s Description Of The World As “An Unweeded Garden”: A Critical Study | 47 to 51 | Download |
| 11 | दिव्या दर्शी | कार्यशील महिलाओं की दोहरी भूमिका तथा सामाजिक स्थिति : पटना नगर का समाजशास्त्रीय अध्ययन | 52 to 56 | Download |
| 12 | डॉ. अजय पासवान | शुंगकालीन भारतीय जीवन : एक विस्तृत अध्ययन | 57 to 62 | Download |
| 13 | बिन्देश्वरी प्रसाद सिंह | सामाजिक न्याय के परिप्रेक्ष्य में डॉ. भीमराव अम्बेडकर का दार्शनिक चिंतन : एक समीक्षात्मक अध्ययन | 63 to 67 | Download |
| 14 | Dr. Swati Goyal Dr. Nitin Verma | A Conceptual Recapture of Shukra Dushti and The Role of Shukra Shodhana in Its Management | 68 to 75 | Download |
| 15 | Bhavesh Chandrakar Dr. Sarika Sinha | The Relation of Man and Nature in The Works of Kalidasa and Bhavabhuti | 76 to 80 | Download |
| 16 | Muniya Chiragkumar Kasubhai | Data Privacy Challenges in Indian E-Governance: A Study of Aadhaar- Linked Services | 81 to 87 | Download |
| 17 | Md Shabab Uddin | Integrating Education, Innovation and Tourism for Sustainable Growth in the Knowledge Economy | 88 to 94 | Download |
| 18 | नेहा कुमारी | १९१७ से १९३४ के बीच बिहार का ग्रामीण समाज और राष्ट्रीय आंदोलन: आर्थिक असंतोष से राष्ट्रवादी जनसक्रियता तक | 95 to 106 | Download |
| 19 | Subhash Chavare | Groundwater Potential Zones Mapping of Kolhapur District Using Remote Sensing and GIS | 107 to 116 | Download |
| 20 | अनुज कुमार | राष्ट्र निर्माण में युवाओं की भागीदारी और जिम्मेदारी | 117 to 121 | Download |
| 21 | Dr. Amaresh Kumar | Study of Topological Vector Spaces: Structure, Properties, and Applications in Modern Functional Analysis | 122 to 130 | Download |
| 22 | Vikash Kumar | The Love Song of J. Alfred Prufrock: A Modernist Exploration of Alienation, Anxiety, and Fragmented Consciousness | 131 to 136 | Download |
| 23 | सविता कुमारी | कृष्णा सोबती के उपन्यासों में स्त्री की आत्म-खोज और पहचान की समस्या : एक आलोचनात्मक अध्ययन | 137 to 142 | Download |
| 24 | Dr. Suman Kumari | Comparative Efficacy of Scorpion Toxin in Combination with Entomopathogenic Fungi Toxin Against Some Insect Pests | 143 to 150 | Download |
| 25 | शितोळे सविता मुगुटराव प्रो. डॉ. सुनीता मच्छिंद्र मोटे | नाथपंथ साहित्य : शिल्पगत अनुशीलन | 151 to 159 | Download |
| 26 | Mr. Amol A. Thorat Dr. Pradnya H. Kshirsagar | Digital Transformation, Digital Archiving and Preservation and Their Impact on Libraries | 160 to 165 | Download |
| 27 | Dr. Gajanan Jagadish Salunkhe | The Code on Social Security, 2020 and Gig Workers in India: A Critical Analysis of Legal Recognition and Implementation Challenges | 166 to 180 | Download |
| 28 | Yash Sharad More | Awareness of Voting Rights and Electoral Offences: A Non-Doctrinal Study | 181 to 189 | Download |